OD against Book Debts - Advance to Farmers

Sr No Particular Quantity Unit
1 Installed Capacity QTLS
2 Average of capacity utilization in last two years %
3 Accepted capacity utilization %
4 Accepted capacity utilization for MPBF Qtls
5 Average Rate of crop for last one year/Qtls** Rs
6 Total Cost of Crop stored i.e. total possible
advance to farmers Book Debit
Rs in lac
7 50% of 6 (for lending to farmers) Rs in lac
8 Less Margin @ 25% of 7 Rs in lac
9 Permissible OD Limit based on book debts
(7-8) for on lending to farmers
Rs in lac
10 Projected Operating Expenses Rs in lac
11 Less Margin @25% of 10 Rs in lac
12 Permissible Bank finance for operating expenses
(10-11) maximum 20% of permissible OD Limit based on book debts
Rs in lac
13 MPBF (9+12) Rs in lac

* Accepted Capacity utilization shall be arrived based on Average Capacity utilization of last two years.

** Average rate of Crop will be decided by Regional office in the m/o December every year.